South Carolina Paycheck Calculator 2026
Calculate your South Carolina take-home pay after federal, state, FICA taxes.
Other State Calculators
South Carolina Income Tax Overview 2026
South Carolina's income tax rate is 0% to 6.4% (top rate: 6.4%). South Carolina has graduated rates from 0% to 6.4%. The first $3,460 is tax-free. South Carolina is very tax-friendly for retirees: Social Security is fully exempt, and up to $10,000 of other retirement income is deductible. Military retirement pay is fully exempt.
South Carolina Tax Quick Facts
- State Income Tax: 0% to 6.4%
- State Sales Tax: 6%
- Local Taxes: Counties add 1-2% local sales tax (most areas total 7-8%).
- Median Household Income: $56,227
How Your South Carolina Paycheck Is Calculated
Your take-home pay in South Carolina is calculated by subtracting the following from your gross pay:
- Federal Income Tax: Based on 2026 brackets (10% to 37%), after the standard deduction ($15,000 single / $30,000 married).
- Social Security Tax: 6.2% on the first $176,100 of earnings.
- Medicare Tax: 1.45% on all earnings, plus 0.9% on income above $200,000.
- South Carolina State Tax: 0% to 6.4% on your taxable income.
Tips to Maximize Your South Carolina Take-Home Pay
Consider maximizing pre-tax deductions like 401(k) contributions (up to $23,500 in 2026) and HSA contributions ($4,300 individual / $8,550 family). These reduce your taxable income, lowering both federal and state taxes. If you receive a large bonus, be aware it may be withheld at a flat 22% federal rate plus applicable state taxes.
Frequently Asked Questions
South Carolina has income tax rates of 0% to 6.4% for 2026. South Carolina has graduated rates from 0% to 6.
Use the calculator above to get an exact estimate. A $56,227 salary in South Carolina will have federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted, plus South Carolina state tax at 0% to 6.4%.
South Carolina's state sales tax rate is 6%. Counties add 1-2% local sales tax (most areas total 7-8%).