How is take-home pay calculated in Texas?

Take-home pay in Texas is calculated by subtracting federal income tax, FICA taxes (Social Security 6.2% + Medicare 1.45%), and no state tax (Texas has no income tax) from your gross salary.

Texas Paycheck Calculator 2026

Calculate your Texas take-home pay after federal and FICA taxes.

Updated March 2026 — current Texas tax rates

✅ Texas has no state income tax! Your paycheck is only reduced by federal income tax and FICA (Social Security + Medicare). This means you keep more of your earnings compared to most other states.

Annual Gross Salary

Pay Frequency

Filing Status

Pre-Tax Deductions (401k, etc.)

Disclaimer: This calculator provides estimates for informational purposes only. Actual withholding may differ. Consult a tax professional for your specific situation.

Other State Calculators

Kansas3.1% to 5.7%ColoradoFlat 4.4%Maine5.8% to 7.15%New York4% to 10.9%Delaware2.2% to 6.6%Iowa4.4% to 5.7%

Texas Income Tax Overview 2026

Texas has no state income tax. Texas is the most popular no-income-tax state, with a booming economy driven by energy, technology, and healthcare. No personal income tax means your entire salary is free from state income taxation. Texas relies on sales tax and property tax (among the highest nationally). Despite high property taxes, the lack of income tax makes Texas very attractive for high earners.

Texas Tax Quick Facts

State Income Tax: None (0%)
State Sales Tax: 6.25%
Local Taxes: Cities and counties add up to 2% (Dallas: 8.25% total, Houston: 8.25% total). Property taxes average 1.6-1.8%.
Median Household Income: $67,321

How Your Texas Paycheck Is Calculated

Your take-home pay in Texas is calculated by subtracting the following from your gross pay:

Federal Income Tax: Based on 2026 brackets (10% to 37%), after the standard deduction ($15,000 single / $30,000 married).
Social Security Tax: 6.2% on the first $176,100 of earnings.
Medicare Tax: 1.45% on all earnings, plus 0.9% on income above $200,000.
State Tax: $0 — Texas has no state income tax!

Tips to Maximize Your Texas Take-Home Pay

Consider maximizing pre-tax deductions like 401(k) contributions (up to $23,500 in 2026) and HSA contributions ($4,300 individual / $8,550 family). These reduce your taxable income, lowering both federal taxes. If you receive a large bonus, be aware it may be withheld at a flat 22% federal rate plus applicable state taxes.

Frequently Asked Questions

Does Texas have income tax?

Texas has no state income tax. Texas is the most popular no-income-tax state, with a booming economy driven by energy, technology, and healthcare.

How much take-home pay will I get from a $67,321 salary in Texas?

Use the calculator above to get an exact estimate. A $67,321 salary in Texas will have federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted. Since Texas has no state income tax, you keep more of your paycheck.

What is the sales tax in Texas?

Texas's state sales tax rate is 6.25%. Cities and counties add up to 2% (Dallas: 8.25% total, Houston: 8.25% total). Property taxes average 1.6-1.8%.