Arizona Paycheck Calculator 2026
Calculate your Arizona take-home pay after federal, state, FICA taxes.
Other State Calculators
Arizona Income Tax Overview 2026
Arizona's income tax rate is Flat 2.5% (top rate: 2.5%). Arizona has a flat income tax rate of 2.5% as of 2023, making it one of the lowest flat-rate states. The state previously had a graduated system, but simplified to a flat rate. Arizona's low tax rate combined with no tax on Social Security benefits makes it attractive for retirees.
Arizona Tax Quick Facts
- State Income Tax: Flat 2.5%
- State Sales Tax: 5.6%
- Local Taxes: Cities add transaction privilege tax (Phoenix: +2.3%, Tucson: +2.6%).
- Median Household Income: $65,913
How Your Arizona Paycheck Is Calculated
Your take-home pay in Arizona is calculated by subtracting the following from your gross pay:
- Federal Income Tax: Based on 2026 brackets (10% to 37%), after the standard deduction ($15,000 single / $30,000 married).
- Social Security Tax: 6.2% on the first $176,100 of earnings.
- Medicare Tax: 1.45% on all earnings, plus 0.9% on income above $200,000.
- Arizona State Tax: Flat 2.5% on your taxable income.
Tips to Maximize Your Arizona Take-Home Pay
Consider maximizing pre-tax deductions like 401(k) contributions (up to $23,500 in 2026) and HSA contributions ($4,300 individual / $8,550 family). These reduce your taxable income, lowering both federal and state taxes. If you receive a large bonus, be aware it may be withheld at a flat 22% federal rate plus applicable state taxes.
Frequently Asked Questions
Arizona has income tax rates of Flat 2.5% for 2026. Arizona has a flat income tax rate of 2.
Use the calculator above to get an exact estimate. A $65,913 salary in Arizona will have federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted, plus Arizona state tax at Flat 2.5%.
Arizona's state sales tax rate is 5.6%. Cities add transaction privilege tax (Phoenix: +2.3%, Tucson: +2.6%).