Mississippi Paycheck Calculator 2026
Calculate your Mississippi take-home pay after federal, state, FICA taxes.
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Mississippi Income Tax Overview 2026
Mississippi's income tax rate is Flat 4.7% (top rate: 4.7%). Mississippi has a flat tax rate of 4.7% with the first $10,000 exempt. The state has been gradually phasing out its income tax and plans to potentially eliminate it entirely. Mississippi has a low cost of living which offsets moderate tax rates.
Mississippi Tax Quick Facts
- State Income Tax: Flat 4.7%
- State Sales Tax: 7%
- Local Taxes: Some cities add up to 0.25% sales tax.
- Median Household Income: $46,511
How Your Mississippi Paycheck Is Calculated
Your take-home pay in Mississippi is calculated by subtracting the following from your gross pay:
- Federal Income Tax: Based on 2026 brackets (10% to 37%), after the standard deduction ($15,000 single / $30,000 married).
- Social Security Tax: 6.2% on the first $176,100 of earnings.
- Medicare Tax: 1.45% on all earnings, plus 0.9% on income above $200,000.
- Mississippi State Tax: Flat 4.7% on your taxable income.
Tips to Maximize Your Mississippi Take-Home Pay
Consider maximizing pre-tax deductions like 401(k) contributions (up to $23,500 in 2026) and HSA contributions ($4,300 individual / $8,550 family). These reduce your taxable income, lowering both federal and state taxes. If you receive a large bonus, be aware it may be withheld at a flat 22% federal rate plus applicable state taxes.
Frequently Asked Questions
Mississippi has income tax rates of Flat 4.7% for 2026. Mississippi has a flat tax rate of 4.
Use the calculator above to get an exact estimate. A $46,511 salary in Mississippi will have federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted, plus Mississippi state tax at Flat 4.7%.
Mississippi's state sales tax rate is 7%. Some cities add up to 0.25% sales tax.