Iowa Paycheck Calculator 2026
Calculate your Iowa take-home pay after federal, state, FICA taxes.
Other State Calculators
Iowa Income Tax Overview 2026
Iowa's income tax rate is 4.4% to 5.7% (top rate: 5.7%). Iowa has been steadily reducing its income tax rates. The state now has rates from 4.4% to 5.7% and plans to move to a flat rate. Iowa fully exempts retirement income for those 55+ and doesn't tax Social Security benefits.
Iowa Tax Quick Facts
- State Income Tax: 4.4% to 5.7%
- State Sales Tax: 6%
- Local Taxes: Cities and schools add 0-1% local option sales tax.
- Median Household Income: $63,487
How Your Iowa Paycheck Is Calculated
Your take-home pay in Iowa is calculated by subtracting the following from your gross pay:
- Federal Income Tax: Based on 2026 brackets (10% to 37%), after the standard deduction ($15,000 single / $30,000 married).
- Social Security Tax: 6.2% on the first $176,100 of earnings.
- Medicare Tax: 1.45% on all earnings, plus 0.9% on income above $200,000.
- Iowa State Tax: 4.4% to 5.7% on your taxable income.
Tips to Maximize Your Iowa Take-Home Pay
Consider maximizing pre-tax deductions like 401(k) contributions (up to $23,500 in 2026) and HSA contributions ($4,300 individual / $8,550 family). These reduce your taxable income, lowering both federal and state taxes. If you receive a large bonus, be aware it may be withheld at a flat 22% federal rate plus applicable state taxes.
Frequently Asked Questions
Iowa has income tax rates of 4.4% to 5.7% for 2026. Iowa has been steadily reducing its income tax rates.
Use the calculator above to get an exact estimate. A $63,487 salary in Iowa will have federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted, plus Iowa state tax at 4.4% to 5.7%.
Iowa's state sales tax rate is 6%. Cities and schools add 0-1% local option sales tax.