Minnesota Paycheck Calculator 2026
Calculate your Minnesota take-home pay after federal, state, FICA taxes.
Other State Calculators
Minnesota Income Tax Overview 2026
Minnesota's income tax rate is 5.35% to 9.85% (top rate: 9.85%). Minnesota has one of the higher tax burdens with rates from 5.35% to 9.85%. The top rate applies to income over $192,170 (single). Despite high taxes, Minnesota consistently ranks among the top states for quality of life, education, and healthcare.
Minnesota Tax Quick Facts
- State Income Tax: 5.35% to 9.85%
- State Sales Tax: 6.875%
- Local Taxes: Cities and transit authorities add 0.15-2% local sales tax.
- Median Household Income: $77,706
How Your Minnesota Paycheck Is Calculated
Your take-home pay in Minnesota is calculated by subtracting the following from your gross pay:
- Federal Income Tax: Based on 2026 brackets (10% to 37%), after the standard deduction ($15,000 single / $30,000 married).
- Social Security Tax: 6.2% on the first $184,500 of earnings.
- Medicare Tax: 1.45% on all earnings, plus 0.9% on income above $200,000.
- Minnesota State Tax: 5.35% to 9.85% on your taxable income.
Tips to Maximize Your Minnesota Take-Home Pay
Consider maximizing pre-tax deductions like 401(k) contributions (up to $24,500 in 2026) and HSA contributions ($4,400 individual / $8,750 family). These reduce your taxable income, lowering both federal and state taxes. If you receive a large bonus, be aware it may be withheld at a flat 22% federal rate plus applicable state taxes.
Frequently Asked Questions
Minnesota has income tax rates of 5.35% to 9.85% for 2026. Minnesota has one of the higher tax burdens with rates from 5.
Use the calculator above to get an exact estimate. A $77,706 salary in Minnesota will have federal income tax, Social Security (6.2%), and Medicare (1.45%) deducted, plus Minnesota state tax at 5.35% to 9.85%.
Minnesota's state sales tax rate is 6.875%. Cities and transit authorities add 0.15-2% local sales tax.