RMD Calculator
Estimate your required minimum distribution from retirement accounts using your age and prior year-end balance.
— Simple required distribution estimate
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What the RMD Calculator Shows
This calculator estimates the required minimum distribution you may need to take from traditional retirement accounts. It uses a simple lifetime divisor approach to help you plan withdrawals, estimate taxes, and avoid surprises late in the year.
Why RMDs matter
If you under-withdraw, you may face penalties and tax-planning issues. This tool helps you project the withdrawal amount, remaining amount still needed this year, and the possible tax impact at your estimated marginal rate.