Retirement Withdrawal Calculator

Model how long your portfolio could last based on withdrawals, expected return, inflation, and retirement tax assumptions.

Updated April 2026 - Retirement decumulation planner

Starting Portfolio

Monthly Withdrawal

Expected Annual Return

Inflation on Withdrawals

Retirement Tax Rate

Projection Limit

Retirement income planning

This retirement withdrawal calculator helps answer one of the biggest retirement questions: how long will my money last? It is useful for early retirees, traditional retirees, and anyone comparing spending goals against savings durability.