Balance Transfer Calculator

See whether moving credit card debt to a balance transfer card saves money after transfer fees, intro APR periods, and your payment plan.

- Debt payoff comparison
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Should you transfer a credit card balance?

A balance transfer can be powerful when you pay the debt down aggressively before the intro APR expires. This calculator helps show whether the transfer fee is worth paying and how much interest you might avoid compared with staying on a high-APR card.

Also compare the result with our debt consolidation calculator and credit card payoff calculator.